Ok time to chime in here. I used Neil for a few transfers early this year and everything went well enough. I was looking for an Aero AR in 308 but every time I checked Aero's site it was out of stock. I noticed that Neil was on the FFL list for Aero so I gave him a call to see if it could be ordered through him and sure enough it could, and so the clusterfuck began. Neil offered to get me the AR at his price which I thought was really cool. I also wanted an ACOG and he offered to get it from Lipsey's, full service right? I thought so. According to Neil's Aero rep it would take no longer than a month, not a problem, I have wanted this set up forever and another month would be ok. I paid Neil on 4/20 of this year a grand total of $2,390 via bank card and the wait began. Days went by, a month went by, nothing yet. Neil was in constant communication and then I got the call, your ACOG is in! I went to Neil's that day after work and as Neil opened the boxes and no ACOG. Ok, shit happens I guess right? another month rolls by and I'm getting nervous then I get the call that my stuff is all n, nice!. Days go by and somehow we just can't hook up. Numerous times are set up to pick up the rifle and somehow something always pops up . Kids bday, should be good to go after. It never happens. He gets rear ended in some drivethrough in Phoenix, he will call me when he is done at the accident scene. Call never comes. Finally I demand a refund for gear I'm quite sure was never at his house to begin with and was probably never ordered. He refunds me through square and it can take up to 14 days through square. I just had a bad feeling so I called Square (A real pain in the ass if you dont have a square account) and Square tells me the payment was declined. Neil of course is perplexed and asks how he can make it right. I tell him I can stop by and cash will work just fine. No response for days then I asked if paypal would work and he sends a Paypal E-check for $2,380....I'm assuming the payment is $10 light for the xfer of the imaginary gun he never ordered but I can live with that. The echeck hits paypal June 21 and clears June 27 and I immediately xfer the money to my checking account glad that I made it out of this one without shit all over me. Not so fast, 2 days ago (July 25) I get a case update from Paypal and the echeck has been reversed a month later, my Paypal balance is now negative -$2380. I immediately text Neil with WTF is this bullshit? He calls, "Oh bro there was fraud on my Chase account, some dude in Delaware hacked my account", Ok, lets think about this, someone hacked his account and reversed my payment? Yeahhhh. got it. He conference calls me with Paypal on the other line (I guess it was Paypal but who knows) and all the paypal guy can say was as soon as your bank approves the transaction was fraudlent they will release the money to us and Mike's account will be balanced out. Neil offers to do a 3 way call with Chase but I hung up quite done with this. Normally your bank card protection ends at 60 days but since this happened Desert Financial said a case has been re-opened and turned over to their fraud division. I also have dumped every text and receipt and turned it over to our lawyer who advised us to wait one week at which point Neil will be served and sued Civil court. My lawyer said in no uncertain terms this was the classic definition of a shell game (It took a while at his office for us to go over all of the correspondence and receipts and dates). For all you Neil fanboys out there I'm sure at one point and time he was a stand up guy. It would appear he has some kind of issues now and is playing the shell game with supressors and any other money he can get his hands on including mine. Neal undoubtedly has the gift of gab and will shine you on as long as he can. Stay away people, stay away. Neil, your a piece of work man.