I've had my ticket since 1998, and when I took the exams, I sat for both exams (in person, the only way to do it then), figuring if I passed the Tech but failed the General, I'd still come out with a license.
Back then, there was still a Morse Code requirement, but you could take that at a later time. So I sat for both written exams and passed both. But until I passed the code requirement, I was only licensed as a Tech. About 4 months later I took the code exam, passed and received my General.
If all you ever plan to do is operate handheld FM transceivers, then a Technician is really all you need. It does give you some privileges on 15, 10, and 6 meters, too (15 and 10 are pretty limited), but if you want to get into longer-range comms beyond handheld and repeater distances, then upgrading to your General would be the way to go.
Given the elimination of the code requirement, you could walk out with your General the same day.