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Are FFL's required to have insurance?
Posted: July 13th, 2022, 11:08 am
by Racewin
Are 01 and/or 07 FFL's required to have liability insurance? In my case I am asking about being an FFL in the city of Peoria?
Re: Are FFL's required to have insurance?
Posted: July 13th, 2022, 3:01 pm
by QuietM4
Required? Unknown, but a quick call the the ATF Field Office could answer that for you.
Peoria might require it as a prerequisite for your business license.
Liability insurance is fairly inexpensive. If you’re home based, Homeowners Insurance might even cover a little if it’s part of your policy, and then again your policy might specifically preclude any home-based business also. I know the NRA offers FFL insurance options also.
I’d rather have it and not need it than need it and not have it…
Re: Are FFL's required to have insurance?
Posted: July 13th, 2022, 3:36 pm
by delta6
Short answer: No
but as QuietM4 stated above, "Liability insurance is fairly inexpensive."
https://rocketffl.com/ffl-arizona/
Re: Are FFL's required to have insurance?
Posted: July 21st, 2022, 9:19 pm
by Racewin
Other than the NRA, does anyone have any recommendations for companies that insure FFL's?
Re: Are FFL's required to have insurance?
Posted: July 21st, 2022, 11:31 pm
by delta6
Racewin wrote: ↑July 21st, 2022, 9:19 pm
Other than the NRA, does anyone have any recommendations for companies that insure FFL's?
The NRA sponsored carriers are the most comprehensive and have the best rates. I check every year and they are still the most reasonable.