CCW Insurance
- Georgeinphoenix
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CCW Insurance
Hi. Just wondering what the consensus is on carrying insurance like USCCA? I believe carrying is a great responsibility and training and financial responsibility is a must (for me). Thought? Opinions?
Thanks and be safe.
Thanks and be safe.
Re: CCW Insurance
I think it's the greatest scam since extended warranties for products.
Here's the thing. If you get involved in a shoot and it's a good shoot, you won't need insurance.
If you get involved in a shoot and it's a bad shoot, the insurance doesn't cover you.
It's a great way for some people to make a bunch of money with close to zero risk, though.
Here's the thing. If you get involved in a shoot and it's a good shoot, you won't need insurance.
If you get involved in a shoot and it's a bad shoot, the insurance doesn't cover you.
It's a great way for some people to make a bunch of money with close to zero risk, though.
- Georgeinphoenix
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Re: CCW Insurance
Correct me if I'm wrong but even if determined a good shoot, criminally, the shooter can still be sued in civil court where the burden of proof is 51/49. Even if the suit has nothing to it, a lawyer would still need to be obtained to prove the suit is BS.
- AZ Husker
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Re: CCW Insurance
I carry a million dollar umbrella policy with USAA. Inexpensive and does cover legal shooting liabilities, not to mention tons of other perils.
Re: CCW Insurance
Not in Arizona. If it's ruled a good shoot, you can't be sued in Civil court here.Georgeinphoenix wrote: ↑May 2nd, 2020, 11:31 am Correct me if I'm wrong but even if determined a good shoot, criminally, the shooter can still be sued in civil court where the burden of proof is 51/49. Even if the suit has nothing to it, a lawyer would still need to be obtained to prove the suit is BS.
- Georgeinphoenix
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Re: CCW Insurance
Flash wrote: ↑May 2nd, 2020, 1:05 pmNot in Arizona. If it's ruled a good shoot, you can't be sued in Civil court here.Georgeinphoenix wrote: ↑May 2nd, 2020, 11:31 am Correct me if I'm wrong but even if determined a good shoot, criminally, the shooter can still be sued in civil court where the burden of proof is 51/49. Even if the suit has nothing to it, a lawyer would still need to be obtained to prove the suit is BS.
Thanks. I will look more into that. Even if it is a good shoot, the shooter will likely end up in court in some capacity. I get what you're saying but for a few bucks a week, in my opinion it is worth it. Hopefully I will never have to find out.
- Georgeinphoenix
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Re: CCW Insurance
Great.Flash wrote: ↑May 2nd, 2020, 1:05 pmNot in Arizona. If it's ruled a good shoot, you can't be sued in Civil court here.Georgeinphoenix wrote: ↑May 2nd, 2020, 11:31 am Correct me if I'm wrong but even if determined a good shoot, criminally, the shooter can still be sued in civil court where the burden of proof is 51/49. Even if the suit has nothing to it, a lawyer would still need to be obtained to prove the suit is BS.
- AZ Husker
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Re: CCW Insurance
Hey Flash, could you please post that statute? I'm curious.
Re: CCW Insurance
https://law.justia.com/codes/arizona/20 ... ion13-413/
2011 Arizona Revised Statutes
Title 13 Criminal Code
13-413 No civil liability for justified conduct
Universal Citation: AZ Rev Stat § 13-413 (1996 through 1st Reg Sess 50th Legis)
13-413. No civil liability for justified conduct
No person in this state shall be subject to civil liability for engaging in conduct otherwise justified pursuant to the provisions of this chapter.
- AZ Husker
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Re: CCW Insurance
Thanks!
Re: CCW Insurance
Nice, thank you
- Az desert rat 1
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Re: CCW Insurance
Flash, thanks for mentioning 13-413. A lot of people don't know about that statute.
Re: CCW Insurance
You're welcome. I try to stay up on things like this since I carry.Az desert rat 1 wrote: ↑May 11th, 2020, 1:57 am Flash, thanks for mentioning 13-413. A lot of people don't know about that statute.
Re: CCW Insurance
Thanks for that.